Introducing PayPal in 4
What is PayPal Pay in 4?
Pay in 4 is lets you split your purchase into 4 payments, with the down payment due at the time of order placement and 3 subsequent payments made every 2 weeks thereafter. There are no fees for choosing to pay with Pay in 4.
Availability depends on your state of residence, and you must be at least 18 years of age (or the age of majority in your state) to apply. You must also have a PayPal account in good standing or open a PayPal account to apply. If you choose Pay in 4 as your payment method when you check out with PayPal, you will be taken through the application process. You will get a decision instantly but not everyone will be approved based on our internal checks.
No. Applying for Pay in 4 will not impact your credit score.
After your down payment made at the time of order placemen, your 3 subsequent repayments will be taken automatically from the confirmed debit card, credit card, or bank account you provided at the time of your application.
If you return the item, you purchased using Pay in 4, you will receive a refund directly from Lovehoney If the refund is not issued immediately, you will need to continue making your Pay in 4 repayments until you receive your refund. Partial refunds will lower the amount that you owe in the payments you have left.
Yes, just log into your PayPal account, choose the Pay in 4 plan you want to pay and click Make a Payment. Then, you can make an unscheduled, extra payment or pay in full.
With auto-payments, any reason the payment doesn't go through has the potential to have the account become Past Due. You may receive an automated phone call, reminding you of your past due balance and informing you of how you can make you payment.
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